Usio Inc Stock Analysis

Usio Stock Analysis Notes

About 28.0% of the company outstanding shares are owned by insiders. The book value of Usio was at this time reported as 0.68. The company recorded a loss per share of 0.02. Usio Inc had not issued any dividends in recent years. The entity had 1:15 split on the 23rd of July 2015. Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. Usio, Inc. was incorporated in 1998 and is headquartered in San Antonio, Texas. Usio operates under Information Technology Services classification in the United States and is traded on NASDAQ Exchange. It employs 108 people. For more information please call Louis Hoch at 210 249 4100 or visit https://usio.com.

Usio Inc Investment Alerts

Usio Largest EPS Surprises

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Usio Stock Institutional Investors

Note, although Usio's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Usio Market Capitalization

The company currently falls under 'Micro-Cap' category with a current market capitalization of 38.23 M.

Usio Profitablity

Management Efficiency

At this time, Usio's Return On Tangible Assets are very stable compared to the past year. As of the 1st of February 2026, Return On Assets is likely to grow to 0.03, though Return On Capital Employed is likely to grow to (0.07). At this time, Usio's Asset Turnover is very stable compared to the past year. Usio's management efficiency ratios could be used to measure how well Usio manages its routine affairs as well as how well it operates its assets and liabilities.

Technical Drivers

As of the 1st of February, Usio has the insignificant Risk Adjusted Performance, coefficient of variation of (9,726), and Variance of 2.9. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Usio Inc, as well as the relationship between them.

Usio Inc Price Movement Analysis

Usio Inc Insider Trading Activities

Usio Outstanding Bonds

Usio Predictive Daily Indicators

Usio Forecast Models

Usio's time-series forecasting models are one of many Usio's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Usio's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Usio Bond Ratings

Usio Inc financial ratings play a critical role in determining how much Usio have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for Usio's borrowing costs.

Usio Inc Debt to Cash Allocation

Usio Inc currently holds 3.87 M in liabilities with Debt to Equity (D/E) ratio of 0.23, which may suggest the company is not taking enough advantage from borrowing. Usio Inc has a current ratio of 1.05, suggesting that it may not have the ability to pay its financial obligations when due. Note, when we think about Usio's use of debt, we should always consider it together with its cash and equity.

Usio Total Assets Over Time

Usio Assets Financed by Debt

The debt-to-assets ratio shows the degree to which Usio uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

Usio Debt Ratio

3.94

It appears that most of the Usio's assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Usio's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Usio, which in turn will lower the firm's financial flexibility.

Usio Corporate Bonds Issued

Usio Short Long Term Debt Total

Stock analysis is the technique used by a trader or investor to examine and evaluate how Usio prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Usio shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Usio. By using and applying Usio Stock analysis, traders can create a robust methodology for identifying Usio entry and exit points for their positions.

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Usio analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Usio analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.

Usio Inc stock analysis indicators help investors evaluate how Usio stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Usio shares will generate the highest return on investment. By understating and applying Usio stock analysis, traders can identify Usio position entry and exit signals to maximize returns.

Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Usio Inc. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. You can also try the Headlines Timeline module to stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity.

Will Transaction & Payment Processing Services sector continue expanding? Could Usio diversify its offerings? Factors like these will boost the valuation of Usio. If investors know Usio will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Usio data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.

Usio Inc's market price often diverges from its book value, the accounting figure shown on Usio's balance sheet. Smart investors calculate Usio's intrinsic value—its true economic worth—which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Usio's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.

Please note, there is a significant difference between Usio's value and its price as these two are different measures arrived at by different means. Investors typically determine if Usio is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Usio's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.